Net Worth Calculator

Calculate your total net worth from assets and liabilities.

Assets

Savings ($)

Investments ($)

Property/Real Estate ($)

Liabilities (Debts)

Credit Card Debt ($)

Student Loans ($)

Mortgage ($)

Other Debts ($)

How to Do It Manually

Net worth is calculated as total assets minus total liabilities. Assets include cash, investments, real estate, vehicles. Liabilities include debt.

Net Worth = total assets − total liabilities

List all assets: cash, savings, investments, real estate, vehicles, other valuables.
List all liabilities: mortgages, loans, credit card debt, other debts.
Sum each category.
Subtract liabilities from assets.

Yes, home equity (home value − mortgage) is an asset. It's typically your largest asset.

It shows overall financial health and wealth growth over time. A positive net worth is a good sign.