Budget Calculator

Create and track a personal budget.

How to Do It Manually

Create a budget by listing income and expenses in categories (housing, food, transport, etc.). Allocate percentages of income to each category.

Budget = Income − Expenses (grouped by category)
  1. List all monthly income sources.
  2. List all monthly expenses by category.
  3. Calculate what percentage of income goes to each category.
  4. Adjust to match your priorities.

Frequently Asked Questions

What's the 50/30/20 rule?

50% for needs, 30% for wants, 20% for savings/debt. Adjust based on your situation.

Should I budget by percentage or dollar amount?

Both. Percentages scale with income changes; dollars are concrete and easier to track.